accord.express

Points & Membership

How Accord.express works: subscriptions, per-promise fees, and the points that share our profit.

Subscriptions

• Free — record promise videos (and earn Action A points) for up to 2 months, after which the videos are auto-deleted. Only for promises under €100 or with no money.
• Family & Friends — €5/month — promises up to €10,000.
• Professional — €150/month — unlimited, no amount limit, more benefits.

Per-promise fee (creation)

• Under €100 or free → €0
• €100 – €1,000 → €2
• €1,000 – €10,000 → €10
• Over €10,000 → €60

The fee can be paid by the person who receives the promise or the one who makes it.

Action points (your share of 49%)

Each honored promise grants Action points to both parties, by amount:

• Action A — free promises → 1 point
• Action B — under €100 → 5 points
• Action C — €100 – €1,000 → 15 points
• Action D — €1,000 – €10,000 → 20 points
• Action E — over €10,000 → 25 points

49% of our net margin (after all costs) is redistributed to users as discount, potential crypto, or cash-back — proportionally to points. The more promises you honor (especially paid ones), the bigger your share.

Rules

• Points are granted only when the person who lent / awaited the promise validates that it was honored.
• No automatic partial honor.
• Points from promises that are never honored are lost.
• Only the lender (the party who gave/lent, or awaits the promise) can raise a red flag. A red-flagged person can't make new promises until they honor their last one.
• Disputes are settled between the two parties only — Accord.express is not a legal tool.
• Every promise carries a unique reference (A…XX) linking both parties and Accord.express.

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